Rates

*APR = Annual Percentage Rate. APR may be higher based on members credit qualifications and loan type.

Loan Type	Year/Amount	Term	*APR
New Automobiles	2019-2020	up to 72 months	*as low as 2.99%**
New Automobiles	2019-2020	up to 84 months	*as low as 3.99%**
Used Automobiles	2013-2018	up to 60 months	*as low as 3.99%**
Used Automobiles	2012 & older	up to 36 months	*as low as 4.99%**
Motorcycles/Motorhomes Travel Trailers/5th Wheels Boats	under $50,000	max 120 months	*as low as 3.25% - 4.75%*
Motorcycles/Motorhomes Travel Trailers/5th Wheels Boats	over $50,000	max 144 months	*as low as 3.25% - 4.75%*
Jet Ski/ATV/Snowmobile	$0-$2,500	max 24 months	*as low as 3.49% New - 4.49% Used*
Jet Ski/ATV/Snowmobile	$2,501-$5,000	max 36 months	*as low as 3.49% New - 4.49% Used*
Jet Ski/ATV/Snowmobile	$5,001 and over	max 48 months	*as low as 3.49% New - 4.49% Used*

VISA RATES

Effective Date: August 13, 2020

*APR = Annual Percentage Rate. APR may be higher based on members credit qualifications and loan type.

Loan Type	Amount	Term	*APR
Visa Classic	$6,000 max per member	25 day grace & No annual fee	12.84%
Visa Gold	$12,000 max per member	25 day grace & No annual fee	9.50%

HOME LOAN RATES

Effective Date: August 13, 2020

*APR = Annual Percentage Rate. APR may be higher based on members credit qualifications and loan type.

Loan Type	Year/Amount	Term	*APR
Home Equity	Call us	Line of credit - payments calculated at $100 per $10,000	Call us
Home Improvement	$15,000 per signature	max 120 months	*as low as 9.99% 7.49%*
1st Mortgage	80% of appraised value	15-year fixed	Call us
2nd Mortgage	Call us	15-year fixed	Call us
3 year ARM	Call us	Variable	Call us
5 year ARM	Call us	Variable	Call us

OTHER RATES

Effective Date: August 13, 2020

*APR = Annual Percentage Rate. APR may be higher based on members credit qualifications and loan type.

Loan Type	Year/Amount	*APR
Line of Credit	$3,500 per member	*as low as 8.99%**
Certificate Secured Loan		CD Rate +3%
Share Secured Loan		3.25%
Personal Loan	UP TO $5,000
	12-36 months	*as low as 5.49%**
	37-60 months	*as low as 6.49%**
	61-120 months	*as low as 7.49%**
Personal Loan	UP TO $10,000
	12-36 months	*as low as 6.49%**
	37-60 months	*as low as 7.49%**
	61-120 months	*as low as 8.49%**

SHARE RATES

SHARES

Effective Date: August 13, 2020

*APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Amount Includes Young Investors and Christmas Club Accounts. Rates paid for last quarter dividend. Rates are not guaranteed for future periods.

Amount	*APR	**APY
$5.00 - $4,999	0.05%	0.05%
$5,000 and over	0.10%	0.10%

SHARE CERTIFICATES

Effective Date: August 13, 2020

**APR = Annual Percentage Rate. **APY = Annual Percentage Yield.

Term	Minimum Deposit	*APR	**APY
6 months	$1,000.00	0.40%	0.40%
12 months	$1,000.00	0.60%	0.60%
24 months	$1,000.00	0.70%	0.70%
36 months	$1,000.00	0.80%	0.80%
48 months	$1,000.00	0.90%	0.90%
60 months	$1,000.00	1.00%	1.00%

IRA SHARE

Effective Date: August 13, 2020

**APR = Annual Percentage Rate. **APY = Annual Percentage Yield. Rates paid for last quarter dividend. Rates are not guaranteed for future periods.

Amount	*APR	**APY
$0 - $24,999	0.25%	0.25%
$25,000 and over	0.50%	0.50%

NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender

We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.

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Walled Lake Schools Federal Credit Union