| Loan Type | Year/Amount | Term | *APR |
|---|---|---|---|
| New Automobiles | 2019-2020 | up to 72 months | as low as *2.99% |
| New Automobiles | 2019-2020 | up to 84 months | as low as *3.99% |
| Used Automobiles | 2013-2018 | up to 60 months | as low as *3.99% |
| Used Automobiles | 2012 & older | up to 36 months | as low as *4.99% |
| Motorcycles/Motorhomes Travel Trailers/5th Wheels Boats | under $50,000 | max 120 months | as low as *3.25% - *4.75% |
| Motorcycles/Motorhomes Travel Trailers/5th Wheels Boats | over $50,000 | max 144 months | as low as *3.25% - *4.75% |
| Jet Ski/ATV/Snowmobile | $0-$2,500 | max 24 months | as low as *3.49% New - *4.49% Used |
| Jet Ski/ATV/Snowmobile | $2,501-$5,000 | max 36 months | as low as *3.49% New - *4.49% Used |
| Jet Ski/ATV/Snowmobile | $5,001 and over | max 48 months | as low as *3.49% New - *4.49% Used |
VISA RATES
Effective Date: June 2, 2020
| Loan Type | Amount | Term | *APR |
|---|---|---|---|
| Visa Classic | $6,000 max per member | 25 day grace & No annual fee | 12.84% |
| Visa Gold | $12,000 max per member | 25 day grace & No annual fee | 9.50% |
HOME LOAN RATES
Effective Date: June 2, 2020
| Loan Type | Year/Amount | Term | *APR |
|---|---|---|---|
| Home Equity | Call us | Line of credit - payments calculated at $100 per $10,000 | Call us |
| Home Improvement | $15,000 per signature | max 120 months | as low as *9.99% |
| 1st Mortgage | 80% of appraised value | 15-year fixed | Call us |
| 2nd Mortgage | Call us | 15-year fixed | Call us |
| 3 year ARM | Call us | Variable | Call us |
| 5 year ARM | Call us | Variable | Call us |
OTHER RATES
Effective Date: June 2, 2020
| Loan Type | Year/Amount | *APR |
|---|---|---|
| Line of Credit | $3,5000 per member | as low as *8.99% |
| Certificate Secured Loan | CD Rate +3% | |
| Share Secured Loan | 3.25% | |
| Personal Loan | UP TO $5,000 | |
| 12-36 months | as low as *5.49% | |
| 37-60 months | as low as *6.49% | |
| 61-120 months | as low as *7.49% | |
| Personal Loan | UP TO $10,000 | |
| 12-36 months | as low as *6.49% | |
| 37-60 months | as low as *7.49% | |
| 61-120 months | as low as *8.49% |
SHARE RATES
SHARES
Effective Date: June 2, 2020
| Amount | *APR | **APY |
|---|---|---|
| $5.00 - $4,999 | 0.05% | 0.05% |
| $5,000 and over | 0.10% | 0.10% |
SHARE CERTIFICATES
Effective Date: June 2, 2020
| Term | Minimum Deposit | *APR | **APY |
|---|---|---|---|
| 6 months | $1,000.00 | 0.04% | 0.04% |
| 12 months | $1,000.00 | 0.06% | 0.06% |
| 24 months | $1,000.00 | 0.70% | 0.70% |
| 36 months | $1,000.00 | 0.80% | 0.80% |
| 48 months | $1,000.00 | 0.90% | 0.90% |
| 60 months | $1,000.00 | 1.00% | 1.00% |
IRA SHARE
Effective Date: June 2, 2020
| Amount | *APR | **APY |
|---|---|---|
| $0 - $24,999 | 0.25% | 0.25% |
| $25,000 and over | 0.05% | 0.05% |
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act.
